The DebtBuster Corporation Announced as Finalist for Small Business of the Year

LAS VEGAS - August 19, 2009 - The DebtBuster Corporation (DebtBusters), the nations most trusted debt settlement firm, announced today that it has been recognized as one of three finalists in the Las Vegas Chamber of Commerce Small Business of the Year competition. Small Business of the Year, awarded as part of the LVCC Annual Biz-E's honors a for-profit venture with 50 or fewer employees, demonstrates commitment to community stewardship and is active in the business community of Southern Nevada. The final event, and announcement of the winner will take place at The Rio Hotel and Casino in Las Vegas, NV the afternoon of September 17th, 2009.

David Fishman, the owner of The DebtBuster Corporation, gladly accepts the recognition as a finalist on behalf of his employees. "This is a great honor", said Mr. Fishman who is also known as Dr. Debt, "we really couldn't have done this without our great staff and our dedication to excellent customer service. Our goal is to assist everyone that needs help with credit card debt, regardless of whether or not they become our client". Mr. Fishman went on to say that people who need debt relief, don't generally ask for it until it's too late. "Bankruptcy alternatives are available for most people", said Mr. Fishman, "if you know where to look".

DebtBusters also received a letter from The Honorable Lorraine Hunt-Bono, one of the Nevada Commissioners, offering them congratulations on the achievement. "As a positive influence in our business community", remarked Commissioner Hunt-Bono in her letter, "you are to be commended for your accomplishments".

For more information about the Las Vegas Chamber of Commerce 2009 BIZ E Awards, visit http://www.lvchamber.com/biz-e

About The DebtBuster Corporation
Formed in 1998 as subsidiary of the 20 year old commercial debt settlement firm, Arbitronix INC, The DebtBuster Corporation was created to assist consumers by negotiating their unsecured debt directly with creditors, often saving consumers thousands of dollars in the process. Accredited by the Better Business Bureau in 2002, DebtBusters is one of the few debt settlement firms in the country which has achieved an A+ BBB rating. Their dedication to customer service is unparalleled and their motto, "No Obligations. Only Answers.", shows their willingness to help anyone who calls the Dr. Debt national helpline at 1-800-464-DEBT, regardless of whether or not the caller becomes a DebtBusters Client.

For more information about DebtBusters and its services, visit www.debtbusters.com

Contact Details: Scott Chatley | VP, Marketing
702-259-2700 ext 404 | Email: scott.chatley@debtbusters.com
www.debtbusters.com

chronicfatiguesyndromehelp.info promotes new methods in helping CFS

With the proliferation of health websites promoting many different methods for helping sufferer’s chronicfatiguesyndromehelp.info tries to approach this differently by looking at the problem from a patient’s perspective with different ideas that are going around as to what are the most effective methods to manage the illness.

Chronic Fatigue Syndrome (CFS) and Myalgic Encephalomyelitis (ME) is affecting more and more people each year and the cause of the illnesses are associated with high stress levels for prolonged periods.

Browsing the net looking for information on CFS and ME you will find a new website that has proved helpful. I have gained some valuable knowledge on the condition of Chronic Fatigue Syndrome looking at this site called ‘’Chronic Fatigue Syndrome Help’’ and many who have this condition have been able to implement some of the ideas that it promotes.

A spokes person from Chronicfatiguesyndromehelp says that “As CFS is on the increase there is an increasing need for awareness of the illness and information for sufferers”.

Chronicfatiguesyndromehelp.info can help ones to manage their condition and maybe prevent it from worsening. Sufferers of CFS and ME would be wise to go on to the site and have a look.

M&S Money reports record number of foreign currency for sterling exchanges

Press Release Summary: M&S Money reports weak pound sees travellers digging out foreign currency to exchange for sterling in time for Christmas

Press Release Body: As the pound continues to fall in strength against foreign currencies, Christmas shoppers have been digging-out their old foreign currency to exchange for sterling.

M&S Money has reported that November saw a record number of people exchanging foreign currencies for sterling across the network of in store bureaux de change.

There has been a particularly high demand to exchange US dollars for sterling - a 53% increase in turnover over the past three weeks compared to the same period last year. Other popular 'buy back' currencies in November were the Swiss Franc and Japanese Yen.

Fraser Millar, M&S Head of Travel Services, said: "This time last year travellers heading to America were getting a great deal - almost US$2 for every £1. At that rate you would be wise to hold on to any dollars brought back to the UK and use them on your next trip."

He continued, "Now the pound has weakened against the dollar - around US$1.44 for every pound - so travellers are getting less for their money in the US. Travellers returning home with cash that may have previously held on to the currency are now keen to grab the relatively low 'buy back' rates."

Previous research carried out by M&S Travel Money* found that 80% of Brits bring back foreign currency when they return from a break abroad. Almost a third (28%) of those return home with more than £50 worth.

Over three quarters (76%) of British travellers that bring back foreign money said they do not bother or just forget to change the money back into sterling and a third (33%) simply leave it untouched in a drawer, wallet or handbag.

Fraser added: "As families continue to face financial pressures, the trend to keep currency rather than change back to sterling is likely to decrease. M&S offers a commission free buy-back service, so travellers don't have to worry about bringing lots of cash home with them."

Ends

Notes to Editors

* Research carried out on behalf of M&S Travel Money by YouGov between 12-15 August 2005 amongst 1130 people aged 18 and over.

About M&S Money
M&S Money (the trading name of Marks & Spencer Financial Services) was founded in 1985 as the financial services division of Marks and Spencer Group plc. The company is now a top ten credit card provider and the second largest travel money retailer in the UK. M&S Money also offers a range of insurance cover, including home insurance and car
insurance, as well as loans, savings and investment products.

In November 2004, Marks & Spencer sold M&S Money to HSBC, one of the world's largest banking and financial services organisations with over 9,500 offices in 85 countries and territories.

With a market capitalisation of US$190 billion (7 October 2008), the HSBC Group is one of the world's largest financial services organisations. Over 100 million customers worldwide entrust HSBC with US$1.2 trillion in deposits. With a tier one capital ratio of 8.8% and a loan to deposit ratio of 90% (30 June 2008), the Group remains one of the most strongly capitalised and liquid banks in the world.

M&S Money has an executive committee comprising an equal number of representatives from HSBC and Marks & Spencer.

The company employs 1,200 staff at its headquarters in Chester, delivering personal financial services to its customers, reflecting the core values of Marks & Spencer - quality, value, service, innovation and trust.

Web Site: http://www6.marksandspencer.com

BT Tradespace announces business social networking is an untapped gold mine

Press Release Summary: BT Tradespace launches new platform to help businesses win customers

Press Release Body: BT Tradespace survey reveals the use of business social networking sites as a promotional tool has doubled in the last six months, but it still remains a relatively untapped business goldmine.

The BT Tradespace research, which examined how small businesses market themselves, how they network and the technology they use to do so, found that 15% of companies are now promoted on social networking sites compared to just 7% at the beginning of the year*.

The survey revealed that start-up companies log on the most, with one in five (22%) using social networking sites, compared to just one in ten home-based (13%) and growing businesses (11%).

The research also revealed that whilst the majority of companies are aware of the benefits of online marketing, just over half have a company website (52%) and over a fifth of businesses (22%) do no marketing at all.

Mick Hegarty, head of BT Tradespace said: "More and more businesses are starting to use social networking platforms to win and attract new customers. But many are still failing to realise the full potential of the web to help them compete and thrive in our changing world. Smaller companies do much of their business through relationships and referrals and professional networking enables them to play to their strengths whenever they interact with customers, suppliers and business partners."

To help small businesses harness technology and attract new customers, BT has launched a new platform, called Marketplace, on its social networking site, BT Tradespace. With new ecommerce features, deeper navigation, enhanced search functionalities and richer content, this free online community offers a greater experience and more interactive relationships for companies, individual sellers and customers looking to do business.

Hegarty continued: "Social media is constantly evolving and the launch of Marketplace demonstrates our commitment to offer businesses tools that allow them to communicate with consumers in the same way that they communicate with each other. With over 270,000 customers to date, BT Tradespace makes online marketing simple, interactive and most importantly, cost-effective for businesses in the current economic climate."

The research also revealed a clear regional split across the country. London topped the league table, with 24% of businesses using social networking sites to market their company. This was following by the South East and North West with 19% each, compared with just 8% of businesses in Scotland.

Notes to editors
* 416 businesses sampled by Vanson Bourne in April 2008 and October 2008

About BT
BT is one of the world's leading providers of communications solutions and services operating in 170 countries. Its principal activities include the provision of networked IT services globally; local, national and international telecommunications services to our customers for use at home, at work and on the move; broadband and internet products and services and converged fixed/mobile products and services. BT consists principally of four lines of business: BT Global Services, Openreach, BT Retail and BT Wholesale.

In the year ended March 31, 2008, BT Group's revenue was £20,704 million with profit before taxation and specific items of £2,506 million.

British Telecommunications plc (BT) is a wholly-owned subsidiary of BT Group plc and encompasses virtually all businesses and assets of the BT Group. BT Group plc is listed on stock exchanges in London and New York.

Web Site: http://www.bttradespace.com

Prudential reveals pension contributions plummet

Press Release Summary: Prudential research reveals UK pension contributions have plummeted as the current economic downturn forces UK workers to make cut backs

Press Release Body: Independent research conducted by Prudential reveals that 18%* of UK workers say they have reduced the amount they save for an occupational or private pension as a result of the credit crunch. Of these people, 36% do not anticipate they will be able to increase the amount they save into a pension in the future.

The research shows that voluntary pension contributions to private and company schemes have plummeted by 53% in just 18 months** as the current economic downturn forces UK adults to cut monthly pension savings from an average £279.38 a month in March 2007 to just £129.35 a month now.

The findings also reveal that UK workers are on average saving just £1,552.20 a year into pension funds with women saving even less, around £74.95 per month or £899.40 a year.

In addition, more than half of all UK workers (55%) do not contribute to a company pension or private pension, leaving them completely reliant on the State pension or other savings.

The results compared to previous Prudential studies, the last of these conducted in March 2008, indicate that pension contributions have fallen by half from their March 2007 level of £279.38 a month to an average of just £144.57 a month, and the latest figures demonstrate that contributions have continued to fall still further from March to September 2008.

Martyn Bogira, Defined Contributions Director, Prudential stated: “It is staggering to see how much UK pension contributions are being scaled back as people look to reduce their outgoings but while a pension scheme may seem a relatively pain free way to increase disposable income today, the impact of this in retirement will be significant.

“We would urge people to think carefully before cutting pension contributions as it is vital that they build a strong savings pot to ensure they are in the best position possible to enable them to enjoy a comfortable retirement.”

-Ends-

The information contained in Prudential UK's press releases is intended solely for journalists and should not be used by consumers to make financial decisions. Full consumer product information can be found at www.pru.co.uk.

Notes to editors
* Based on an independent online survey conducted by Research Plus on behalf of Prudential. A total of 1000 UK adults aged 18+ were surveyed between 4th – 9th September 2008.
** Based on an independent online survey conducted by Experian on behalf of Prudential. A total of 1500 responses were obtained across the UK among adults aged 18 and over, between 29th February – 5th March 2008. The 2007 survey was conducted between 19th and 25th April 2007 among 1566 UK adults.

About Prudential
"Prudential" is a trading name of The Prudential Assurance Company Limited, which is registered in England and Wales. This name is also used by other companies within the Prudential Group, which between them provide a range of financial products including life assurance, pensions, savings and investment products. Registered Office at Laurence Pountney Hill, London EC4R 0HH. Registered number 15454. Authorised and regulated by the Financial Services Authority.

Web Site: http://www.pru.co.uk/

Insurancewide addresses the decline in life insurance sales, cautioning of potential dangers of foregoing cover

Press Release Summary: Insurancewide addresses the decline in life insurance policy sales, relaying the potential dangers of opting out of cover during the economic crisis.

Press Release Body: Since the economic crisis began, countless businesses across a number of industries have suffered - and it's no secret that the poor financial climate has also hit the insurance industry, particularly the life insurance sector. With global life insurance companies in trouble - Yamamoto recently claimed bankruptcy while AIG sold off its life insurance operations to pay back debt - it's clear that the life insurance market has taken a large hit among other insurance sectors.

Reports have shown that nearly 36 million adults living in the United Kingdom do not currently have life insurance, with 28 per cent of the adult population in the country believing insurance products are unaffordable. Moreover, an increasing number of people are choosing to cancel their policies due to the economic crisis. But Insurancewide has cautioned the public of the dangers of foregoing life insurance, particularly during a global recession.

A necessity to protect those closest to you

While insurance is a precautionary expense, it can prove devastating for your family if they're not covered in the event of your death. Hundreds of thousands of pounds of expenses and debt could be placed on your family if you're not insured. However, a modest monthly outgoing for a life insurance policy could make all the difference.

Jonathan French, spokesperson for the ABI, reinforced Insurancewide's warning when he told Money.co.uk: "Given that there is a credit crunch...it may well be that people look to cut back on their overall expenditure, and one of the things that they could look at to do that is their life and protection insurance.

"Of course the great irony, particularly when it comes to those products which would protect your income in the event of you being made redundant, [is that] those sort of products are at their most valuable potentially during times of economic uncertainty."

Mr French added that policyholders should think "very, very carefully" before cancelling their life insurance cover.

Insurancewide continues to stress that while life insurance may seem like a luxury during the economic crisis, it is an absolute necessity to protect those closest to you. The insurance comparison firm also assures those who are looking to cut their expenses during the credit crunch that life insurance comparison could help them secure a policy that fits within their budget.

About Insurancewide

Insurancewide, also known as Insurancewide.com Services Limited, is an online insurance comparison website offering insurance comparison tools that allow users to search the market and procure the best insurance policies and quotes.

Insurancewide was launched in August 1999 as the first insurance comparison website on the internet. The site also powered tools used on popular website Confused.com.

Insurancewide is FSA regulated.

Web Site: http://uk.insurancwide.com

Harvey is passionate about getting you the best insurance deals possible.

Barclays Financial Planning finds widespread lack of financial safety net

Press Release Summary: New research from Barclays Financial Planning shows a worrying trend of people not providing themselves and their families with a suitable financial safety net

Press Release Body: Despite the level of fear surrounding unemployment and debts* in the current environment, an online poll of 2001 British adults between 24th and 28th October 2008 conducted for Barclays Financial Planning by Opinium Research shows a worrying trend of people not providing themselves and their families with a safety net.

According to the research, over half the people questioned are worried about being able to maintain their outgoings over the next 12 months, pushing essential safety nets like income protection and critical illness cover to the bottom of their priorities. The results show, nearly half (47%) of UK adults have no protection policies** in place whatsoever, to protect them and their families in the event of losing their income, health issues or even death.

The safety net gap:
52% have no life insurance
75% have no critical illness cover
78% have no income protection cover

Those aged between 35 and 54 often have the most responsibilities in terms of dependants and outgoings, but showed a large gap in their protection cover, with 45% having no life cover and 74% with no income protection insurance.

Alison Tattersall, Head of Customer and Proposition at Barclays Financial Planning said: "When finances are tight it is often responsibilities like protection policies that fall to a lower priority, and of course these policies protect outcomes that people don't want to think about. But people must consider the financial consequences of what would happen if they were unable to work, or their dependents' situation if they died, it would be far worse than any concerns they currently have over struggling to meet their outgoings."

When looking at what other safety nets people could be relying on, the research reveals that 60% of people admit to having nothing saved, having less than one month's salary in the bank, or not knowing what they have in savings at all. Worryingly the report also reveals that nearly 40% of people don't receive benefits such as sick pay, death in service or health insurance, or simply do not know if they would be entitled to them. Coupled with 81% of people not knowing what they would receive in benefits from the state if they were too ill to work.

Alison Tattersall continued: "This is a worrying trend. People need to know what their state and employee benefits are before they are able to plan their protection needs properly.

"Over half of people that do have protection policies said they did not take advice or did not know if they had taken advice when buying their cover, and over 70% do not know or only have a rough idea what level of payout their policies would give them if a claim was made. This could clearly mean people end up without the right cover for their needs, which is often just as bad as having no protection at all. We urge people to seek professional advice and review the level of protection insurance they have to cover themselves or their family."

Notes to Editors:
* 43% stated they are most worried about their debts or the risk of unemployment.
** Protection policies meaning: life insurance, critical illness cover or income protection.

About Barclays Financial Planning
Barclays Financial Planning (BFP) provides tailored financial advice on life, pensions and investment products across a carefully selected range of products from a range of product providers according to customer needs. It is one of the largest financial advisers in the UK, with over 700 advisers. A no obligation financial planning consultation is available to personal, business and corporate clients, and our advisers have a range of solutions available for businesses wishing to discuss succession planning.

Web Site: http://www.barclays.co.uk/